Privacy Policy
Last Updated: October 2, 2026
This Privacy Policy explains how V Cars LLC, doing business as v_cars_usa (“v_cars_usa,” “we,” “us,” or “our”) collects, uses, protects, and shares personal information when you use our website, contact us, request vehicle-related services, or submit a financing application.
Information We Collect
Depending on the services you request, we may collect your name, phone number, email address, residential address, date of birth, Social Security number or other identification information, driver’s license or other government-issued identification, employment and income information, housing and financial information, vehicle and trade-in information, financing information, uploaded documents, and other information reasonably necessary to process your request.
We may also collect technical information such as your IP address, browser, device type, cookies, and website activity.
How We Use Your Information
We may use your information to:
- respond to your requests and communicate with you;
- assist with vehicle sourcing, purchasing, leasing, or financing;
- verify identity, residence, employment, income, and application information;
- submit or facilitate financing applications;
- prevent fraud and protect our systems;
- process transactions and provide requested services; and
- comply with applicable legal and regulatory requirements.
How We Share Information
When necessary to provide services requested by you, we may share relevant information with authorized third parties, including automobile dealers, banks, credit unions, lenders, finance companies, financing platforms, consumer reporting agencies where legally permitted, identity-verification providers, and technology or service providers involved in processing or securing your application.
We may also disclose information when required or permitted by law.
We limit disclosure to information reasonably necessary for the applicable purpose.
v_cars_usa does not sell or rent Social Security numbers, credit applications, driver’s-license images, income information, or other sensitive financial information for third-party marketing purposes.
Credit and Financing Information
In connection with a financing request initiated by you, v_cars_usa or an authorized dealer, lender, or financing partner may obtain or facilitate access to consumer credit information where permitted by law.
Depending on the financing source and stage of the application, this may involve a soft or hard credit inquiry. A hard inquiry may affect your credit score.
Final credit approval, interest rate, down payment, payment amount, loan term, and other financing conditions are determined by the applicable lender or financing source.
Data Security and Retention
We use reasonable administrative, technical, and organizational safeguards designed to protect personal and financial information from unauthorized access, disclosure, alteration, or misuse.
Sensitive application information is transmitted and stored through secured systems, with access restricted to authorized personnel and authorized service providers.
No electronic system can be guaranteed to be completely secure.
We retain information only for as long as reasonably necessary to process requested services and transactions, prevent fraud, maintain appropriate business records, resolve disputes, and comply with applicable legal requirements. Information that is no longer reasonably necessary may be securely deleted.
Your Choices
You may contact us to request correction or deletion of eligible personal information, subject to applicable legal, transaction, fraud-prevention, and record-retention requirements.
Our financing and credit-application services are intended for individuals age 18 and older.
We may update this Privacy Policy from time to time. The current version will always display its most recent revision date.
Contact Us
v_cars_usa
Operated by: V Cars LLC
Website: https://vcarsusa.com
Email: info@vcarsusa.com
Phone: +1 (561) 654-9694